Loan product «Green credit»

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The main market	Debt Product: “Green Debt” in manufacturing, processing, and provision of services to the public to introduce innovative technology and elements of green (environmental, safe) production with local raw materials or renewable resources in production.
Minimum amount	1,000 TJK
Maximum amount	250 000 TJK
Minimum term	3 months
Maximum time	36 months
The grace period	According to the credit utilization plan, the first or the middle of the credit schedule is based on the cash flow of the business and seasonal factors for up to 6 months only for the principal amount.
Minimum contribution borrower	30% of the value of non-performing instruments or budget development
Guarantee	Guarantee and a complete financial analysis of the guarantee in this product is required in accordance with the debt policy.
Pledge	According to the credit policy of the organization
Credit interest	annually 25% for businesswomen 26% businessmen
Loan repayment	Monthly, equal payments – annuities.
Repayment in full or in advance	According to the requirements of the NBT, a fine is not allowed but with the written request.
Credit analysis	A thorough analysis of all types of clients is required.