The main market | Debt Product: “Green Debt” in manufacturing, processing, and provision of services to the public to introduce innovative technology and elements of green (environmental, safe) production with local raw materials or renewable resources in production. |
Minimum amount | 1,000 TJK |
Maximum amount | 250 000 TJK |
Minimum term | 3 months |
Maximum time | 36 months |
The grace period | According to the credit utilization plan, the first or the middle of the credit schedule is based on the cash flow of the business and seasonal factors for up to 6 months only for the principal amount. |
Minimum contribution borrower | 30% of the value of non-performing instruments or budget development |
Guarantee | Guarantee and a complete financial analysis of the guarantee in this product is required in accordance with the debt policy. |
Pledge | According to the credit policy of the organization |
Credit interest | annually 25% for businesswomen 26% businessmen |
Loan repayment | Monthly, equal payments – annuities. |
Repayment in full or in advance | According to the requirements of the NBT, a fine is not allowed but with the written request. |
Credit analysis | A thorough analysis of all types of clients is required. |