Loan product «Opportunity»

Request for a loan


Purpose	Local enterprises and entrepreneurs focused on the production of import-substituting products, as well as the supply of equipment for the production of import-substituting products.
Minimum amount	1,000 TJK
Maximum amount	250 000 TJK
Minimum term	3 months
Maximum time	36 months
The grace period	According to the loan utilization plan, up to 6 months only on principal or in the middle of the loan schedule based on the cash flow of the business and seasonal factors.
Minimum contribution borrower	30% of the value of non-performing instruments or budget development
Guarantee	Guarantee and a complete financial analysis of the guarantee in this product is required in accordance with the debt policy.
Pledge	According to the credit policy of the organization
Credit interest	annually 25% for businesswomen 26% businessmen
Loan repayment	Monthly, equal payments – annuities.
Repayment in full or in advance	According to the requirements of the NBT, a fine is not allowed but with the written request.
Credit analysis	A thorough analysis of all types of clients is required.