Purpose | Local enterprises and entrepreneurs focused on the production of import-substituting products, as well as the supply of equipment for the production of import-substituting products. |
Minimum amount | 1,000 TJK |
Maximum amount | 250 000 TJK |
Minimum term | 3 months |
Maximum time | 36 months |
The grace period | According to the loan utilization plan, up to 6 months only on principal or in the middle of the loan schedule based on the cash flow of the business and seasonal factors. |
Minimum contribution borrower | 30% of the value of non-performing instruments or budget development |
Guarantee | Guarantee and a complete financial analysis of the guarantee in this product is required in accordance with the debt policy. |
Pledge | According to the credit policy of the organization |
Credit interest | annually 25% for businesswomen 26% businessmen |
Loan repayment | Monthly, equal payments – annuities. |
Repayment in full or in advance | According to the requirements of the NBT, a fine is not allowed but with the written request. |
Credit analysis | A thorough analysis of all types of clients is required. |